Easy Financing via Hearth
Roof Now, Pay Over Time
A roof that’s failing doesn’t wait for a better month. Qualified homeowners can spread the cost into simple monthly payments — and checking what you’d pay takes seconds without touching your credit score.
Soft Credit CheckPre-Qualify in SecondsNo Obligation
A Roof Can't Wait for the Right Month
Water damage compounds. Insurance gets tighter. And storm season doesn’t check your calendar. Financing lets you fix the roof now and pay for it the way that suits your budget.
Damage Gets Worse, Not Cheaper
A small leak becomes wet insulation, then a stained ceiling, then framing. Waiting rarely saves money.
Storm Season Doesn't Reschedule
Florida weather arrives on its own timetable. A sound roof before the season beats a scramble during it.
Keep Your Savings Intact
Spreading the cost means your emergency fund stays where it belongs — as your emergency fund.
Protect the Whole Home
The roof is what keeps everything under it dry. Fixing it first protects every other dollar in the house.
Get the Number First, Then Pick the Payment
Financing is far easier to judge against a real figure. We’ll inspect the roof, show you photos of what we find and hand you a written estimate — free, whether you finance or not.
Three Steps to a Financed Roof
Hearth handles the lending side. We handle the roof.
Check Your Rate
Use the calculator below or apply through Hearth. It’s a soft credit check — your score isn’t affected, and there’s no obligation.
Choose Your Terms
Hearth shows you the options you personally qualify for so you can pick the monthly payment that fits your budget.
We Schedule the Work
Once you’re set, we book your install — most manufactured home roofs are finished in 1–2 days.
See What Your Roof Would Cost Per Month
Move the sliders and the calculator does the rest. It’s an estimate only — your actual options come from the lenders in the Hearth network once you check your rate.
- Checking your rate won't affect your credit score
- Pre-qualify in seconds - funding as fast as 24 hours
- Flexible terms & fixed monthly payments
- Covers the roof system on your written estimate
Financing powered by Hearth
Estimate Your Monthly Payment
Set a project amount and the Hearth calculator shows an estimated monthly payment. Your real options come from the lenders once you check your rate.
Financing powered by Hearth
Estimates only. Checking your rate is free and won’t affect your credit.
Financing, Answered Plainly
Will checking my rate affect my credit score?
No. Checking your options through Hearth uses a soft credit check, which doesn’t affect your credit score. A full application only happens if you decide to move forward with a lender.
What rates and terms are available?
Rates, terms and monthly payments are set by the lenders in the Hearth network and depend on your own qualifications. We don’t set them and can’t promise a specific rate, term or approval — checking your rate shows you what you actually qualify for.
What can the financing be used for?
The roofing work on your written estimate — a full TPO, metal or shingle system for your manufactured home, plus any related repairs included in that scope.
Do I have to finance to work with you?
Not at all. Financing is simply an option we make available. Your roof assessment and written estimate are free either way — get in touch whenever you’re ready.
Get the Estimate First — Then Decide
Free inspection. Same-day callback. A straight answer from a family-owned crew with 25 years on Florida roofs.